Which of the following best describes a broker's fiduciary duty?

A broker's fiduciary duty primarily revolves around the obligation to act in the best interests of their clients. This includes providing advice that serves the client's needs, maintaining loyalty, and avoiding conflicts of interest. When a broker prioritizes the best interests of the client, they are upholding the trust and responsibility that comes with the fiduciary relationship. This duty involves assessing the client's unique circumstances and needs, thus ensuring that their recommendations are aligned with what is most beneficial for the client, rather than what might be financially advantageous for the broker or the insurance company.

The other options do not align with the essential nature of fiduciary duty. For instance, maximizing profit for an insurance company contradicts the obligation to prioritize the client's interests. Complying with all client requests without question could lead to inappropriate advice or actions that may not serve the client's best interests. Additionally, recommending the highest commission product does not necessarily mean that it is the best choice for the client; such a practice could instead reflect a conflict of interest where the broker prioritizes their earnings over the client’s needs. Therefore, prioritizing the client's best interests is the fundamental principle that defines a broker's fiduciary duty.